Debunking Some Car Accident Claim Myths in Dubuque

A lot of people in Dubuque have misconceptions about fault determination in car accidents. They think that drivers who get a traffic ticket are automatically at fault in subsequent insurance claims. However, the issuance of a ticket is a different matter and not a definitive means to establish liability. In addition, some people think that rear-ending another driver means automatic fault. While this usually is the case, some circumstances can alter perspective like if the driver of the front car suddenly steps on the break without a good reason. 

Sadly, car accident misconceptions can mislead people, resulting in poorly informed decisions after an accident. If you have been involved in a car accident that has left you injured, consult with attorneys at fightingforfairness.com as soon as possible to know the next steps to take. Your attorney can also help you make informed decisions by debunking the common myths about car accident cases such as the following:

You Don’t Have to Seek Medical Attention Immediately After a Crash

Following a car accident in Dubuque, medical attention must be sought as soon as possible. This should be the case even if you feel unharmed and do not have visible injuries. Some injuries such as concussions and internal bleeding do not present immediate symptoms. Not seeking medical evaluation could result in serious complications later. 

In addition, waiting to see a doctor can impact your future insurance claim. Your refusal to get a medical evaluation can be used against you as you establish the severity of your injuries. 

Insurance Companies are on Your Side

Sadly, insurance companies are businesses that want to protect their bottom line. Thus, they will do everything to reduce payouts or not pay claims at all. They will find fault in you or question the severity of your injuries or their link with the accident. 

When an insurance company is notified about the accident and your injuries, an insurance adjuster will contact you to get information. If they find out that you are eligible for compensation, they will make an initial offer that is not enough to cover your losses. Accepting early settlement offers from an insurance company is not a good idea. You will never know when your injuries will fully heal. Should you suffer complications later and you have already given up your claim by accepting a settlement offer, you would not be able to seek additional compensation from the insurance company.